Property
- Blanket Limits up to $20,000,000
- All Risk on Building, Contents, Loss of Income and Extra Expense
- Water Backup of Sewers and Drains or Sumps - $25,000
- Sign Coverage - No Limitation
- Glass Coverage - No Limitation
- Ordinance & Law Coverage - Included up to Building Limit
- Spoilage Coverage - $25,000
- Agreed Amount Endorsement available with property appraisal
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Liability
- Comprehensive General Liability - Limits to $3,000,000.
- Premises Liability
- Personal Injury Liability
- Employee Benefits Liability
- Employees and Volunteers as
Additional Insureds
- Coverage for Fund-Raising Events
- Professional Liability (Occurrence
or Claims Made Form)
- Umbrella Liability - $10,000,000
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Automobile
- Owned Automobiles
- Non-Owned Automobile Exposure
- Hired Automobiles
- Volunteers as Additional Insureds
- Hired Car Physical Damage
- Rental Reimbursement for Private
- Passenger Vehicles
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Crime and Fidelity
- Employee Dishonesty(Blanket Fidelity)
- Theft, Disappearance and Destruction
- Forgery or Alteration
- Theft, Disappearance and Destruction
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Directors
and Officers Liability
- Specifically designed for Non-Profit Organizations
- True entity coverage
- Spousal coverage
- Coverage for defense costs for any actual or alleged breach of contract agreements, except breach of employment contract claims - $25,000
- Coverage available for breach of employee contract claims
- Primary limits up to $5,000,000 with excess limits available
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Loss
Control Services
- Social Service Risk Management Program
- Social Service Exposure Inventory Form
- Social Service Risk Control Report
- Crisis Management Program
- Emergency Response Program Manual
- Fleet Risk Management Program
- Fleet Monitoring Program
- Fleet Risk Control Report
- Driver Performance Testing
- Driver Policies and Testing
- Driver Training Program
- Employee Hiring Procedures
- Transporting Passengers with Special Needs
- Directors & Officers Risk Management Program
- EPLI Training
- Non-Profit D&O Seminar
- Sexual Harassment Training
- Loss Assistance Hotline
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