This Non-Profit Package is insurance uniquely designed to fulfill a wide range of special insurance needs for the Non-Profit Sector as defined under IRS code 501(C) 3.
Property
  • Blanket Limits up to $20,000,000
  • All Risk on Building, Contents, Loss of Income and Extra Expense
  • Water Backup of Sewers and Drains or Sumps - $25,000
  • Sign Coverage - No Limitation
  • Glass Coverage - No Limitation
  • Ordinance & Law Coverage - Included up to Building Limit
  • Spoilage Coverage - $25,000
  • Agreed Amount Endorsement available with property appraisal

Liability
  • Comprehensive General Liability - Limits to $3,000,000.
  • Premises Liability
  • Personal Injury Liability
  • Employee Benefits Liability
  • Employees and Volunteers as Additional Insureds
  • Coverage for Fund-Raising Events
  • Professional Liability (Occurrence or Claims Made Form)
  • Umbrella Liability - $10,000,000

Automobile
  • Owned Automobiles
  • Non-Owned Automobile Exposure
  • Hired Automobiles
  • Volunteers as Additional Insureds
  • Hired Car Physical Damage
  • Rental Reimbursement for Private
  • Passenger Vehicles

Crime and Fidelity
  • Employee Dishonesty(Blanket Fidelity)
  • Theft, Disappearance and Destruction
  • Forgery or Alteration
  • Theft, Disappearance and Destruction

Directors and Officers Liability
  • Specifically designed for Non-Profit Organizations
  • True entity coverage
  • Spousal coverage
  • Coverage for defense costs for any actual or alleged breach of contract agreements, except breach of employment contract claims - $25,000
  • Coverage available for breach of employee contract claims
  • Primary limits up to $5,000,000 with excess limits available

Loss Control Services
  • Social Service Risk Management Program
  • Social Service Exposure Inventory Form
  • Social Service Risk Control Report
  • Crisis Management Program
  • Emergency Response Program Manual
  • Fleet Risk Management Program
  • Fleet Monitoring Program
  • Fleet Risk Control Report
  • Driver Performance Testing
  • Driver Policies and Testing
  • Driver Training Program
  • Employee Hiring Procedures
  • Transporting Passengers with Special Needs
  • Directors & Officers Risk Management Program
  • EPLI Training
  • Non-Profit D&O Seminar
  • Sexual Harassment Training
  • Loss Assistance Hotline