Medical Payments to Others
Provides coverage for reasonable expenses:
incurred for necessary:
  1. medical services
  2. surgical services
  3. dental services
  4. hospital services
  5. ambulance services
  6. professional nursing services
  7. prosthetic devices
  8. funeral services
because of bodily injury:
  1. caused by an accident
  2. sustained by any person:
    1. on;
    2. boarding;
    3. leaving; or
    4. waterskiing while being towed by your watercraft or by a non-owned watercraft.