Comprehensive / Other than Collision
Loss caused by the following...
  • Missiles or falling objects;
  • Fire;
  • Theft or larceny;
  • Explosion or earthquake;
  • Windstorm;
  • Hail, water, or flood;
  • Malicious mischief or vandalism;
  • Riot or civil commotion;
  • Contact with bird or animal; or
  • Breakage of glass

If breakage of glass is caused by a "collision", you may elect to have it considered a loss caused by "collision."