Contractors have specific needs such as liability, miscellaneous tools and equipment carried on and to the jobsites, they have expensive tools that need listed on the insurance policy, they can do accidental damage to other people's homes, buildings, and equipment.

Because contractors provide a valuable service, their work may cause damage to property or injury and even death to someone.   A negligent wiring job may cause a fire, a carpenter not using suitable lumber may cause injury in a collapse, a plumber may not solder a pipe properly causing expensive water damage, and the list goes on.

Make sure you have the proper coverages, one claim may cause you financial disaster.
 

Get your Insurance quote today