"Who is an Insured?"

The following are "insureds":

1. You for any covered "auto";
2. Anyone else while using with your permission a covered auto you own, hire, or borrow except:
 
1. The owner or anyone else from whom you hire or borrow a covered auto. This exception does not apply if the covered auto is a trailer connected to a covered auto you own.
2. Your employee if the covered auto is owned by that employee or a member of his or her household.
3. Someone using a covered auto while he or she is working in a business of selling, servicing, repairing, parking, or storing autos unless that business is yours.
4. Anyone other than your employees, partners, a lessee, or borrower or any of their employees, while moving property to or from a covered auto.
5. A partner of yours for a covered auto owned by him or her or a member of his or her household.
3. Anyone liable for the conduct of an insured described above but only to the extent of that liability.