Eligible Classes
Merchants Advantage Plus Auto Repair Program is designed for small mechanical auto repair risks engaged in the following operations:
Air Conditioning Systems:
operations must be limited to the installation, service and repair of vehicle air conditioning systems and their related equipment.		 Auto Glass Installation:
operations must be limited to the installation, service, and repair of vehicle window glass.
Auto Repair or Service Shop:
  • Gas sales are ineligible
  • Tire sales
    • No more than 25% of receipts from sales of tires
    • No sale of retreads
    • Tire sales limited to private passenger types, light or medium type vehicles
This classification contemplates those automobile repair and service type operations that are not otherwise ineligible.
Electrical Installation and Repair:
operations must be limited to the service and repair of vehicle electrical systems.  This includes all ignition systems, wiring,  lighting, battery, alternator, computer, and other electrical parts.		 Transmission Systems Installation, Service and Repair:
Operations must be limited to the installation, service and repair of vehicle transmissions and their related equipment.
Brake Installation and Repair:
operations must be limited to the installation, service, ,and repair of vehicle brakes and their related equipment.		 Tune-Up and Emissions Testing:
operations must be limited to vehicle tune-ups and the testing or adjustment of the vehicle emission control devices.
Auto Body & Collision Shop:
  • Gas Sales are ineligible.
  • Tire Sales:
    • No more than 25% of receipts from sales of tires
    • No sale of retreads or used tires
    • Tire sales limited to Private Passenger Types, Light, or Medium Type vehicles
  • Fire Prevention:
    • Spray painting operations, if present, must be conducted in a UL listed, NFPA 33 compliant booth. Booths must be equipped with automatic fire suppression systems.
    • Fire extinguishers must be located throughout the shop and maintained in proper working order.
    • Paints and solvents must be stored in approved safety containers in accordance with NFPA 30.
    • Combustible waste must be stored in covered metal containers.