This could be professional offices, such as a doctor`s office, or an attorney`s office.

Coverage is generally inexpensive, as the loss exposures are low.

Typical Coverages include:

• Accounts Receivable Records
• Buildings
• Civil Authority Actions
• Contents/Business Personal Property
• Employee Dishonesty
• Exterior Building Glass
• Extra Expense
• Forgery & Alterations
• Increase Cost of Construction
• Liability Coverages
• Loss of Income
• Money Orders & Counterfeit Currency
• Money & Securities Coverage: in & out of the premises
• Outdoor Property
• Personal Effects
• Personal Property at Newly Acquired Locations
• Personal Property Off Premises
• Pollutant Cleanup
• Property Not Covered
• Signs
• Valuable Papers & Records

Additional/Optional Coverages

• Additional Insureds (landlord, vendors, lessors of equipment, etc.)
• Burglary & Robbery
• Computer Equipment/Media
• Employer's Hired/Non-Owned Auto Liability
• Employee Benefits Liability
• Interior Glass
• Mechanical Breakdown
• Professional Liability
• Spoilage Coverage