Typical Insurance Programs for Mobile & Manufactured Homes

Multi-Sectional Package
Designed for multi-sectional homes that are owner occupied as the primary residence of the insured. (No rental or seasonal permitted)

Single-Sectional Package
Designed for single-sectional homes that are owner occupied as the primary residence of the insured. (No rental or seasonal permitted)

Mobile Home Program
Designed for homes that are owner occupied as the primary residence of the insured. This program offers your insured maximum flexibility by allowing them to choose the specific coverages they desire. (No rental or seasonal permitted)

Seasonal Mobile Home Program
Designed for any home that is not the primary residence of the insured, but is used by the insured on an intermittent, or non-continuous basis. Vacant or rental homes are not eligible.

Rental/Commercial Mobile Home Program
Designed for any home rented to others for residential purposes, or designed for any home used in a light office or professional capacity. (Beauty salons, day care centers, and stores or markets are not eligible)

Tenant Program

Designed to provide personal property coverage for individuals renting a manufactured home.

Named Perils, including Burglary

Minimum Limit of $5,000 and maximum limit of $25,000 is available. Named Perils Include:

Fire or Lightning
Windstorm or Hail
Explosion
Riot or Civil Commotion
Aircraft
Vehicles
Smoke
Vandalism or Malicious Mischief
Burglary
Falling Objects
Weight of Ice, Snow, or Sleet
Accidental Discharge or Overflow of Water or Steam
Freezing
Sudden and Accidental Damage from Artificially Generated Electrical Current