Ineligible
The following operations present exposures that are not eligible for the Merchants Advantage Plus – Office Program:
(Some may be considered eligible if they are a tenant of our insured’s building. Refer to eligibility.)

• Actuarial Services
• Alumni Associations
• Associations – Business, Professional, Labor or Trade
• Banks and other Financial Institutions
• Broadcasters
• Charitable Organizations
• Collection, Credit or Loan Companies
• Community Human Services Agencies
• Consulting Services
• Contractors Offices
• Detective, Inspection or Security Services
• Employee Leasing Companies
• Employment Agencies / Temporary Help Agencies
• Freight Forwarders
• Funeral Homes
• Government or Municipal Agencies
• Importing/Exporting Operations
• Internet Service Providers, Web Page Designers, Internet Sales Office or any operation that uses the internet exclusively
• Investment and Financial Services
• Management Consultants
• Manufacturers Representatives
• Medical Offices listed as Ineligible.  Premises that include the following operations:
• Any premise used by ambulance services
• Any short term or long term rehabilitation facilities
• Any premises used for on-call office centers or other offices that are staffed on a twenty-four-hour basis
• Any premises used for inpatient/outpatient surgical procedures
• Any premises that include physical therapy services
• Any premises that include an ambulatory center
• Any premises used for emergency/urgent care
• Holistic health centers
• Not For Profit Organizations
• Publishers
• Sales Offices
• Sales, Service or Consulting Organizations
• Social Services / Welfare
• Software Development or Computer Programming
• Telemarketing Operations
• Temporary Help / Maid Services
• Veterinarians / Animal Hospitals