Key Benefits

---

General Liability

• Commercial General Liability limits up to $ 1,000,000 per Occurrence / $ 3,000,000 Aggregate
• Premises Liability
• Personal Injury Liability (Slander, libel, false arrest & detention, wrongful eviction)
• Pollution Liability for the storage of pesticides
• Exterminators Liability
• Pollution Liability for the transportation of pesticides
• Pest Inspection Damage Liability
• Lost Key Coverage
• Employee Benefit Liability (available)

---

Property

• Building, contents, business income, crime, boiler & inland marine (tools/equipment)
• "Special" Causes of Loss Coverage
• Elite Property Enhancement provides Personal Property of Others ($ 10,000); Valuable Papers & Records ($ 50,000); Accounts Receivable Records ($ 25,000); Business Income & Extra Expenses ($ 100,000); Automatic External Defibrillators ($ 5,000); Computer Equipment & Media ($ 50,000); Off Premises Power Failure ($ 25,000); Lock Replacement ($ 1,000), and much more.....

---

Umbrella/Excess Liability

• Limits up to $ 15,000,000 available

---

Automobile

• Owned Automobiles/Trucks
• Hired & Non-Owned Vehicles

---

Directors & Officers Liability

• Defense Costs in addition to the Limit of Liability available
• Comprehensive 17 point definition of Employment Practice Act
• Most favorable venue wording for punitive, multiple or exemplary damages

---

Crime & Fidelity

• Money & Securities
• Money Orders & Counterfeit Paper Currency
• Employee Dishonesty

---

"Bell Endorsement" (included)

• Includes $ 25,000 limits each for Identity Theft expense, Terrorism Travel Reimbursement, Emergency Real Estate Counseling Fee, Temporary Meeting Space Reimbursement, Image Restoration and Counseling, Donation Assurance, Business Travel and $ 50,000 Limits each for Kidnap Expense and Key Individual Replacement expenses.