McGrath Insurance Group Privacy Policy

Protecting the privacy of information about our customers is important. This notice tells you how we treat information about our current and former customers.

We do not sell information about our customers. We maintain physical, electronic and procedural safeguards to protect it. Access to information about our customers is limited to people who need access to do their jobs.

We get most of the information we need from customer applications and other forms.  If a customer authorizes it, we may get information from others.

For example, when a person applies for insurance we may ask for permission to get information from insurance support organizations such as the Medical Information Bureau and Consumer reporting agencies.

CUSTOMER INFORMATION
such as Name, Address, Telephone Number, and Demographic Data.

FINANCIAL INFORMATION
such as Credit History, Income, Assets, and Other Insurance Products.

HEALTH INFORMATION
such as Medical history and other factors affecting insurability.

We use the information for business purposes, such as

We do not share ANY information about you to anyone, except the insurance companies that we do business with, to provide you with insurance coverages, or quotes.

We will not share information with anyone else unless

NOTIFICATION OF CHANGES
If we decide to change our privacy policy, we will post those changes on our Web site. Access to those changes will be presented via a link on our homepage and other places we deem appropriate so our users are always aware of what information we collect, how we use it, and under what circumstances, if any, we disclose it. We will use information in accordance with the privacy policy under which the information was collected.  If, however, we are going to use users' personally identifiable information in a manner different from that stated at the time of collection, we will notify users via email or postal mail. Users will have a choice as to whether or not we use their information in this different manner.  However, if users have opted out of receiving communication from McGrath Insurance Group Inc., then they will not be contacted, nor will their personal information be used in this new manner. In addition, if we make any material changes in our privacy practices that do not affect user information already stored in our database, we will post a prominent notice on our Web site notifying users of the change.

CONTACT INFORMATION
If users have any questions regarding our privacy policy, please contact us at:
McGrath Insurance Group, Inc.
4170 William Penn Highway
Murrysville, PA.  15668-1890
(724) 327-8474    Fax: (724) 327-7911

McGrathInsurance@aol.com

Information Collection on the Web
McGrath Insurance Group, Inc. collects information from our users at several different points on our Web site.

COOKIES
A cookie is a piece of data stored on the user's computer tied to information about the user.  Usage of a cookie is in no way linked to any personally identifiable information while on our site. We do not use cookies and persistent cookies.

LINKS
This Web site contains links to other sites. Please be aware that we, McGrath Insurance Group, Inc., are not responsible for the privacy practices of such other sites.  We encourage our users to be aware when they leave our site and to read the privacy statements of each and every Web site that collects personally identifiable information. This privacy statement applies solely to information collected by this Web site.

SECURITY
This Web site takes every precaution to protect our users' information.  When users submit sensitive information via the Web site, their information is protected both online and off-line.  While on a secure page, such as our quote request form, the lock icon on the bottom of Web browsers such as Netscape Navigator and Microsoft Internet Explorer becomes locked, as opposed to un-locked, or open, when users are just 'surfing'. While we use SSL encryption to protect sensitive information online, we also do everything in our power to protect user-information off-line. All of our users' information, not just the sensitive information mentioned above, is restricted in our offices. Only employees who need the information to perform a specific job (for example, an agent or a customer service representative) are granted access to personally identifiable information.  Furthermore, ALL employees are kept up-to-date on our security and privacy practices.  Every year, as well as any time new policies are added, our employees are notified and/or reminded about the importance we place on privacy, and what they can do to ensure our users' information is protected.  Finally, the servers that store personally identifiable information are in a secure environment in a locked facility.  If you have any questions about the security at our Web site, send an email to McGrathInsurance@aol.com.