Features
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Competitive rates
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Broad definition of Professional Services
(includes arbitrator, mediator, author, speaker, or title agent)
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Title agencies can be added if wholly owned
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Broad definition of Insured (includes of-counsel,
employee, legal reps/administrators)
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Aggregate deductible available
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Liberal Consent to Settle provision
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Personal Injuries coverage
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Prior Acts and Career Coverage coverage available
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Worldwide coverage available
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Free defense coverage for claims alleging
wrongful termination or employment discrimination (capped at $50,000/policy
if underlying limit is $1 million)
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Free defense coverage for proceedings before
specified administrative agencies (capped at $25,000; in addition to the
limits; no deductible will apply)
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Deductible reimbursement if mediation is utilized
(50% of the deductible up to $7500)
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Sixty day free tail (ERP)
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Non-Practicing tail (ERP) available with the
deductible waived. If the insured has been with company for three years,
this tail is provided at no cost. There is no age requirement.