Here's How Short Term Medical Insurance Works.....
 
You pay the stated deductible for each illness or injury >>>>>>> The insurance pays 80% of the next $ 5,000 covered expenses, you pay 20% >>>>>>> The insurance pays 100% of the remaining covered expenses.

Optional Periods of Coverage:
1 -6 months

Deductible Amounts Available:
$250, $500, $1 000, $1 500, or $2,500.

12-Month Extension of Benefits
If an insured is confined as an inpatient during the coverage term and the confinement continues after the term ends, we will extend coverage until the earlier of the discharge date or 1 2 months after the end of the policy term.

60-Day Extension of Benefits
Benefits (up to $1,000 maximum) can be paid for up to 60 days after the end of the policy term for an illness or injury. This is provided that the deductible is met, that the covered expenses are first incurred in excess of the deductible for that illness or injury during the policy term, and that the illness or injury does not result in an inpatient hospital confinement that begins during the policy term.